Jania Stout

President of Retirement & Wellness at Prime Capital Financial

Speaker

Jania Stout is a nationally recognized leader in fiduciary governance with nearly 30 years of deep-rooted expertise in ERISA plan consulting. As Senior Retirement Plan Advisor and President at Prime Capital Retirement and Prime Capital Wellness, Jania is known for her unwavering commitment to both helping Plan Sponsors navigate the complex responsibilities of fiduciary oversight and relentless focus on helping the employees feel less stressed about their finances.

A true champion for fiduciary excellence, Jania has advised countless retirement plan committees, guiding them through governance best practices, regulatory compliance, and strategic plan design. Her passion lies in equipping organizations with the tools and knowledge to uphold their fiduciary duties—empowering both sponsors and their participants to achieve long-term success.

Jania’s voice carries weight in Washington. She’s been invited on multiple occasions to meet with the Department of Labor (DOL) and Internal Revenue Service (IRS), offering expert insights on fiduciary regulations and policy. In 2017, she provided testimony as a Retirement Expert before the U.S. House Ways and Means Committee, underscoring her reputation as a trusted advocate for retirement policy reform.

Before joining Prime Capital, Jania served as Senior Vice President at OneDigital Retirement & Wealth, where she and her team oversaw more than $12 billion in plan assets across 250,000+ participants. Her contributions to the industry have earned her multiple top honors, includingPLANSPONSOR Magazine’s *2016 Plan Adviser of the Year* and *2023 Retirement Plan Advisor of the Year* by *Institutional Investor*. She was also named one of 20 *Top Women to Watch* in 2018 by *Investment News*. Most recently, in 2025, she was elected to the Board of the American Retirement Association.Jania is a past president of the National Association of Plan Advisors (NAPA) and a sought-after national speaker on fiduciary governance. She is widely respected for her ability to simplify complex fiduciary concepts into practical guidance, helping committees feel confident in their decisions. Her work has been featured in CNN, Bloomberg, Washington Post, Investment News, RIA Biz, Benefits Magazine, and Plan Sponsor Magazine.

Whether she's shaping national policy or delivering hands-on fiduciary training, Jania Stout is redefining what it means to be a trusted advisor in the retirement industry.