Aloan is AI-powered underwriting automation for commercial lenders. Drop in a borrower's documents and get a complete, policy-configured credit memo in under 30 minutes, with every number cited and linked back to it's source document.

Today that process takes two to three weeks of spreading, chasing, and reconciling. Aloan handles the grunt work so your team can focus on the judgment calls that actually require experience, and get to a term sheet before the borrower moves on.

Features

• Automated financial spreading from tax returns, bank statements, and borrower financials into a consistent format regardless of source
• Full source traceability from credit memo to analysis to original document, every number, every conclusion
• Ingests your credit policy and
• Borrower portal that collects and chases documents automatically
• 2-5x throughput with the same team, no new hires, no system migration

Who's it for?

Aloan is built for commercial lending teams at banks, credit unions, and non-bank lenders that are losing deals to whoever underwrites faster.

Headquartered in Houston, TX. Founded in 2025.